Stephanie Cuche, Steuern und Finanzplanungen

Informationen

+41 (0)31 311 62 39 stephanie.cuche@invethos.ch

Neuste Beiträge

Säule 3a indirekte Ammorisation

Indirect amortization

When we buy our own home, very few people in Switzerland can cover the costs out of our own savings - we need a mortgage. Mortgage creditors grant up to 80% of the purchase price as a mortgage, 20% must be borne from your own funds. Two-thirds of the purchase price is considered a so-called first mortgage, for which there is no obligation of repayment. The difference between this first mortgage and the equity is called the second mortgage, which must be repaid within 15 years, or by retirement at the latest. There are two alternatives to repay this part of the mortgage:

Read more
Frau mit Kinder auf einer Parkbank

Women and Pension Planning

There is often a large gap between the pensions of men and women in Switzerland. This happens, for example, when mothers maternity leave take a break in their employment to take care of their families. This is more often the case in the generation that is now thinking about retirement.

Read more